There are programs where you have ZERO down payment.  Rural Development Loans require no money down and have interest rates in the 4% range.  Working with a seasoned Real Estate Agent could help you roll your closing costs into the loan with enough seller paid concessions.  The Rural Development Loan isn’t available everywhere.  Find out which areas are available for this program below.

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=rbs

There are just too many reasons to start your home search today.  Rates are low and existing home inventory is at all time highs.  There hasn’t been a market this friendly to buyers in a long time.  Whether you are a current home owner or aspire to be a first time home owner we have many programs that are suited for your needs!  Find out how Cornerstone Mortgage can put you into a home with NO MONEY DOWN with a rate at or below 4%!!

Our primary goal is to make sure the process of buying your home is an enjoyable one.  Let us know what your price range is and what areas you would like to live.  We can get you approved and out looking at homes the same day!  We will have somebody from our team contact you.

We are located at 554 E Fifth Street in Washington MO.  We are members of the Missouri Association of Mortgage Bankers and have an A+ rating with the Better Business Bureau.

3.75% 30 year Fixed! APR 4.15%

3.25% 15 year Fixed! APR 3.44%

100% Financing @ 3.875% Fixed - NO MONEY DOWN (APR 4.33%)

At Cornerstone Mortgage, the primary goal is to provide only the highest level of service to its customers. As the residential lending industry continuously evolves, it has never been more important to work with a seasoned industry professional.  Make sure you are aware of the best loan available for you and your needs.  At Cornerstone Mortgage, we underwrite, close and fund all of our loans.  This creates efficiency and room for exception where need be.  If you have questions after normal business hours or need assistance, please call (314)517-5737

National LIcense #223109
Missouri License # 09-1652
Illinois License # MB 0005807

With over 5 years in the business, Ryan truly has become a seasoned professional.  He excels at keeping customers happy by meeting closing dates and being very accessible for any questions that our customers may have.

ryanb@cornerstonestl.com

Kelly is an experienced veteran in the Residential Lending Industry.  She maintains excellent relationships with our underwriters while providing superior service to her customers.  Kelly has over 10 years of experience as a loan officer, and is a strong source of knowledge in the mortgage industry.

kellyo@cornerstonestl.com

Kevin has been in the Residential Lending Industry originating loans and providing all his clients with superior service for 15 years.  Kevin works to help his clients restructure their finances and while not replacing a financial advisor, he does everything necessary to help his clients save money.

You will find that Kevin always takes the time to explain available mortgage options. If there is one thing that makes his clients happy, it’s the fact that Kevin is almost always available.

You will find only the highest level of service from Kevin and his team at Cornerstone Mortgage!  ‘Our primary goal is to have a seamless mortgage transaction. If the borrower isn’t completely happy when the transaction is through, then we’ve not done our job!”

koconnell@cornerstonestl.com

Use our Mortgage Calculator to help you figure out how much your proposed payments will be.  You can call us today to find out how low rates are!  636-390-8400

You are probably very interested in lowering your interest rate, or maybe just interested in reducing the term on your loan.  There are many ways to help you save money by restructuring your loan.  We can consolidate debt by paying off credit cards and installment loans.   You can save $100’s of dollars a month and skip one month payment, maybe even 2 months!  Rates are low! Find out how you can save money today!

At Cornerstone Mortgage we want to make home financing easy for you.  With just a few questions, we can have you pre-qualified within an hour.  Find out what we can do for you today.  Send us an email or call, we would be happy to help!

We provide loans in Missouri and Illinois, and specially cater to the homeowners in Franklin County, Warren County, Montgomery County, Washington County, Crawford County, Jefferson County, St. Charles County & St. Louis County.  Whether you are looking in the city, county or maybe even looking for LAND or a FARM, we have a loan for you!

At Cornerstone Mortgage we specialize in 100% purchase loans backed by USDA, FHA Loans, VA Loans, Conventional and MHDC.  Calls us today to find out which Home Loan is the best for you.  (636) 390-8400.

We specialize in helping our clients finance their homes, commercial properties, land and farms. Find out what we can do for you!  If you have questions or need assistance after normal business hours, please call (314)517-5737.